There are scores of lenders that can offer unsecured business loans to Australian businesses. An unsecured business loan is a loan where you do not have to provide any security (assets) to get the loan.
Each of these lenders will have their own risk appetite and lending criteria, of course, but with so many to choose from there’s a much greater chance that you’ll be able to access the business funding you need.
You’ll even find that there are plenty of lenders who specialise in loans to businesses, or businesses owners, with a bad credit rating. You may still qualify for a loan, so long as your business is performing well and meets the other important lending criteria, the most important of which is your capacity to make your repayments on your loan.
Bad credit business loans with guaranteed approval in Australia do not exist, however if your business is performing well, there is a strong chance your personal credit history will be overlooked.