Equipment finance is a form of funding equipment you need for your business.

Most often, you can securitise the financed amount against the equipment itself, keeping interest rates lower.

Equipment loan terms start from 1 year and the minimum borrow amount is $5,000.


The asset is legally yours from the outset. At the end of the contract you can sell it for the residual value or continue using it in your business.

Your interest payments will generally be tax deductible, and you may be able to claim a deduction for depreciation of the asset.

You can often structure your loan term and repayments to suit your cash flow.


Immediate outlay in the form of a deposit.

If the equipment is obsolete by the end of the contract, you will be responsible for its disposal.

You are responsible for maintenance of the asset during the life of the loan, even though you don’t yet own it.